Client Testimonial

"We wanted to purchase a warehouse for our business, but we also wanted to explore whether our SMSF could own the property and have our business lease the premises.

Saturn Financial helped us understand the lending structure and guided us through the finance process from start to finish. They worked closely with our professional advisers to ensure the arrangement was structured appropriately and helped make what initially seemed like a complicated process much easier to navigate.

We’re now in our own business premises, with the property held within our SMSF and our business paying rent under a commercial lease. It was a strategy we hadn’t fully understood before speaking with Gordon and his team, and we’re extremely happy with how the process came together."

"We wanted to invest in property and take advantage of the potential tax benefits associated with a new investment property, rather than purchasing an established property.

Gordon helped us explore a turnkey new-build option where we had nothing further to pay until settlement, with no progress payments throughout construction. Even better, we were able to secure a long-term tenant before committing to the purchase, giving us greater certainty around the rental income from the outset.

The combination of a brand-new property, a long-term tenant and a finance structure that meant we weren't making construction progress payments made the whole investment much more manageable.

The Saturn Financial Team guided us through the finance process and helped us understand how the numbers and structure worked. It gave us the opportunity to build our investment portfolio without the upfront complications we had experienced with other property options."

"We were looking to upgrade our vehicle for the business and wanted to explore an electric vehicle rather than simply replacing our existing car with another petrol vehicle.

Saturn Financial helped us look at the finance options available and, importantly, helped us understand how the vehicle could fit into our broader business and cash-flow position.

One of the things we were particularly interested in was the potential tax treatment of an eligible EV. Depending on the vehicle and how it is provided, the current rules can allow eligible electric cars to receive an FBT exemption, which made an EV worth seriously considering for our business. We also wanted to structure the asset finance so we could preserve our working capital rather than tying up a large amount of cash in the purchase.

Saturn Financial made the process straightforward, from comparing finance options through to getting us into the new vehicle. It was great to have someone looking at the finance from a business perspective rather than simply arranging a car loan."